What Is the Difference Between SR22 Insurance Non Owner
Reader’s Question:
Hi! Is there any difference between the SR 22 non owners insurance policy and SR 22 insurance policy?
Josh
Little Rock, AR
SR 22 insurance form is required to drivers who have been caught of several traffic violations such as driving without the required insurance coverage and DUI. SR 22 insurance form is issued by insurance companies to the state’s department of motor vehicles and acts as a certification that the driver has the coverage in case of future road troubles.
SR 22 insurance policy is given to those who have their own vehicles and run into traffic violations as indicated earlier. If you do not have your own vehicle and you are required to have SR 22 insurance form, then you need to get the SR 22 non owner insurance policy. This insurance allows you to drive a vehicle you rented or borrowed even after you were charged with any of the mentioned traffic violations.
Remember that getting an SR 22- whether it is for car owners or non-car owners- can be pretty hard since insurers do not just give certification for high risk drivers, so be sure to shop around for good insurance companies that can provide you with SR 22.
