SR22 Insurance Form
Reader’s Question:
Are there any other way I can get my drivers license back without having to file for an SR22 insurance form here in Florida?
Victor
Hollywood, FL
Unfortunately no, the state of Florida requires motorists who have had their drivers license suspended due to committing serious driving violations, such as DUI (Driving Under the Influence) also known as DWI (Driving While Intoxicated), driving without a license, or without carrying car insurance, incurring too many moving violations and too frequent involvement in car accidents, to file an SR22 insurance form or certification in order to get their driving privileges re-instated.
You will need to find an authorized car insurance provider that will file the necessary SR22 insurance form to the state DMV or Department of Motor Vehicles in your behalf, that said, not all auto insurance companies are allowed to process SR22 filings. After paying the necessary reinstatement fees, It may take up to 30 days for the whole process to complete before you get a notification of your SR22 status as well as to know when you can drive again.
We also encourage you not to lose your insurance through cancellation, nor allow your SR22 policy to lapse since this can lead to even more severe penalties, and may be good reason for your next auto insurance carrier to increase your rates significantly. You would only need to maintain your SR22 for a period of two years and maintain a good driving record during that time.
One of the best ways to find a provider that can offer you SR22 insurance forms is through the Web. This website has an insurance search tool that you may use for free to get the most affordable rates and policies online.