Driving Without Insurance Houston Texas TX

Reader’s Question:

What are the effects of getting two convictions for driving without insurance here at Houston, Texas?

Aaron

Houston, TX

A person convicted twice for driving in Houston, Texas without insurance is expected to be penalized with driving license suspension for two years. This law is stated under Section 601.231.37 of the Texas Transportation Code. Normally, the first conviction would entail a fine from $175 to $350. On the second conviction, settling a fine between $350 and $1,000 would be required. However, this person may still continue driving even with a suspended license provided that he or she would acquire and carry an SR-22 for 2 years from the date of his or her conviction.

An SR-22 is an insurance certificate that serves as a proof that your future is insured even with the absence of a driver’s license. This insurance policy certifies that the driver’s vehicle is insured and that the insurance company is responsible for covering any accidents in the future (if applicable) and for updating the Department of Public Safety (DPS) of Texas about the status of the insurance policy (whether it was terminated, cancelled, or has lapsed).

For those drivers whose licenses have been suspended, it is important to have their licenses reinstated even with an SR-22 on hand. Reinstatement of licenses normally requires a settlement of a fine prior to the issuance of the license and a proof of insurance (SR-22) from the insurance company, and these two must be settled with the DPS.

 

Tags: auto insurance, car insurance, drunk driving insurance