SR22 Car Insurance Chicago IL

Reader’s Question:

Can I get an SR22 car insurance without purchasing insurance for my vehicle in Chicago? Is that possible in Illinois?

Mark

Chicago, IL

Most states including Illinois require car owners to purchase a minimum amount of bodily injury and property damage liability insurance coverage before they can legally operate their vehicles. The state of Illinois have financial responsibility law. This means that those involved in a car accident will be required to provide proof of financial responsibility up to certain minimum amount limits. To comply with financial responsibility laws, most motorists buy car liability insurance in Chicago.

You can also purchase a non-owners liability SR22 policy if you do not have a motor vehicle. You may be able to make an SR22 filing in conjunction with your new or current car insurance policy.

 

Tags: car, car insurance, sr22 insurance

sr22 auto insurance Idaho

Reader’s Question:

I just want to know the minimum liability insurance in Idaho because I was required to get an sr22 and I need this info. Thank you.

Florence

Thank you for asking Florence.

The Idaho Department of Insurance, Idaho Code 49-117 (18) is the law containing auto insurance requirements for Idaho.

The Idaho’s minimum required car insurance limits are 25/50/15. This stands for Bodily Injury Liability coverage of $25,000 per injured person up to a total of $50,000 per accident. The Property Damage Liability coverage is with a minimum limit of $15,000.

You should be able to give this information to the insurance provider in the state outside of Idaho to get your SR-22 that you are required to carry.

Goodluck!

MariCAR

VT sr22 certificate

Reader’s Question:

I just want to know how long do I have to carry an sr22. Someone told me that its for 3 years? is this correct? If I don’t drive for 3 years, will I still be needing this sr22? I live in VT.

Renee

Thank you for asking Renee.

According to the Vermont State statues an individuals who are required to file Financial Responsibility Insurance with the VT Department of Motor Vehicles must carry this car insurance for a minimum of 3 years. If there is a lapse or cancelled this type of car insurance coverage the person is issued a license suspension which would not be reinstated until valid coverage is active on file again.

Vermont’s Department of Motor Vehicles has very specific requirements on the filing of Financial Responsibility Insurance. This will accept only certain documents (i.e. an SR-22 certificate from an insurance provider and NOT from an insurance agent) that are completed in compliance with these strict requirements.

According to the wording of the Vermont Statues on this you would need the SR-22 certificate for 3 years once your drivers license has been reinstated (not from when you became eligible). You may contact the Vermont Department of Motor Vehicles to verify this information.

Goodluck!

MariCAR

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